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Rules changed for 2026. The deferral limit is now $24,500, and catch-up contributions must be Roth if you earned over $150,000 in 2025. See the 2026 limits

About401K

Smart Retirement Savings

Category: Investments

  1. Investments You Can’t Put Into Your IRA

    The following are some of the investments that cannot be held through your IRA account: No Life Insurance Sorry, life insurance does not qualify for inclusion into a…

  2. Investing in Gold for Protecting your Nest Egg against Inflation

    Should You Buy Gold and Store it in Your Fallout Shelter? Look, Shiny Gold Stuff. Humans have always had a fascination with gold, whether it is ancient civilizations…

  3. How to Pick the Right Stocks for Superior Returns? No Easy Answers!

    It’s not just all about 401ks and Roth IRAs when it comes to retiring.  Stock selection is an interesting aspect of retirement planning. If you are just interested…