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Rules changed for 2026. The deferral limit is now $24,500, and catch-up contributions must be Roth if you earned over $150,000 in 2025. See the 2026 limits

About401K

Smart Retirement Savings

Advertising & Affiliate Disclosure

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About401k.com earns money from display advertising and from affiliate links: when you click certain links to partner products (for example, IRA rollover providers) and open an account, we may receive a commission. This costs you nothing and never changes the rules, numbers, or guidance we publish.

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This is money-and-retirement content. If monetization ever conflicts with accuracy, accuracy wins. If you believe a placement on this site crosses that line, contact us.

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Last updated September 25, 2026